If you’re looking for a mortgage but are worried about your credit rating, we have access to lenders who will consider applications on an individual basis where credit rating might be an issue.
If you have an adverse credit history, you might have found obtaining a mortgage from a high street lender particularly difficult. What you might not know is that there are lenders who specialise in providing mortgage products for people whose financial past continues to cause difficulties today.
I can work with you. I can suggest a credit agency who can produce a credit history report about you. We can make sure it accurately reflects your financial position. I can then approach specialist lenders who are willing to look at applications from people who might have had in the past:
- County Court Judgements (CCJs)
- Previous mortgage arrears/defaults
- Other loan defaults
In the event that we are not able to secure you a satisfactory mortgage offer, that’s not the end of the story. We are willing to work with you to improve your credit rating so your dreams of owning a property can be brought to fruition further down the line.